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To find the right mortgage for your financial situation, use our mortgage calculator as a guide to figure out your estimated monthly payments, interest and principal rates, and the length of the mortgage.

Generally, a mortgage payment consists of PITI: Principal, Interest, Taxes, and Insurance. Principal is the monthly payback of the loan amount; Interest is the monthly payment of the cost to borrow the principal amount; Taxes consist of Real Estate taxes, which is paid to a local government agency; and Insurance deals with Homeowners insurance and any mortgage insurance (paid to protect the mortgage company). Buyers should also be aware that there are many types of mortgages, two of the most popular mortgages are: fixed and adjustable. Fixed mortgages have fixed interest rates and terms (e.g., 15 or 30 years). Principal payment and interest won?t change during the term, and both the interest rate and term are determined at the beginning of the mortgage. Adjustable mortgage rates, or ARM, are different from fixed mortgages in that the interest rate will go up or down depending on the current interest rate levels. The same can be said about the monthly principal and interest payments.
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* (30 years = 360 months, 25 years = 300 months, 20 years = 240 months) Please use any above calculated results as a guide. Receive the actual payment schedule from your lender in writing. This calculator works only if your browser supports Javascripts.
"Bill McQuaid : Your Local Real Estate Agent Expert in Millbrae, CA"
Bill McQuaid, Local Real Estate Expert in Millbrae California
Bill McQuaid
CA# 00528109
Direct: (650) 245-1605

Alain Pinel Realtors
1440 Chapin Avenue, Suite 200
Burlingame, CA 94010

Bill McQuaid's highly-regarded reputation and proven track record in Mid-Peninsula real estate is based on over 20 years of professional negotiating. A licensed real estate professional for over 20 years, and possessing a law degree, Bill honed his negotiating skills as Director of Real Estate for a Fortune 500 corporation. He is a proficient and tenacious negotiator who enjoys the art of the deal and the challenge of putting willing buyers and sellers together. "I enjoy working with people in challenging situations and helping them to achieve their very best transaction price. My clients know they can count on me to do my very best for them."

Bill is a broker associate with Alain Pinel Realtors, in their downtown Burlingame office, and ranks in the top 1% of all agents nationwide. Recognizing the value of exceptional service and keeping his clients well-informed, Bill goes the extra mile to ensure his clients' satisfaction with the entire home transaction process. Bill's familiarity with Burlingame is unsurpassed, and he provides his clients with valuable insights into the community. Bill's professional approach, working with both buyers and sellers, assures a high level of satisfaction. Attributing his success and "top-producer" status to always exceeding his clients' highest expectations, Bill has a well-earned reputation for offering his clients the highest degree of personal honesty and integrity while attaining the best achievable RESULTS!

Testimonials from Happy Clients